Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Eight Mistakes That Can Upend Your Retirement There are common mistakes you can avoid when saving for retirement. Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.